Taptap Send logo
Taptap Send
vs
Remitly logo
Remitly

Taptap Send vs Remitly: Which Pays More in 2026?

Live rate comparison for African diaspora corridors. Both providers compared side by side, sorted by who delivers the most to your family.

Taptap Send vs Remitly: Live Rate Today

Select your corridor below. Both Taptap Send and Remitly appear in the table along with all other providers, so you can see exactly how they compare right now.

Transfer Amount
$CAD

CAD β†’NGN

Amount: 100 CAD Β· 8 providers compared

Remitbee logo

Remitbee

Recipient gets

95,817.40

NGN

Rate 958.174
Fee 0.00
🎁 New User Rate1,008.17 NGN/CAD
⚑ Zero Fees
Pesa logo

Pesa

Recipient gets

95,500.00

NGN

Rate 955.00
Fee 0.00
⚑ Zero Fees
Remitly logo

Remitly

Recipient gets

95,173.00

NGN

Rate 951.73
Fee 0.00
🎁 New User Rate980.28 NGN/CAD
⚑ Zero Fees

Sendwave

Recipient gets

95,111.89

NGN

Rate 951.119
Fee 0.00
⚑ Zero FeesπŸš€ Instant
WorldRemit logo

WorldRemit

Recipient gets

95,020.34

NGN

Rate 950.203
Fee 0.00
⚑ Zero Fees
Lemfi logo

Lemfi

Recipient gets

95,000.00

NGN

Rate 950.00
Fee 0.00
⚑ Zero FeesπŸš€ Instant
Taptap Send logo

Taptap Send

Recipient gets

95,000.00

NGN

Rate 950.00
Fee 0.00
⚑ Zero FeesπŸš€ Instant
Wise logo

Wise

Recipient gets

93,540.28

NGN

Rate 961.656
Fee 2.73Fee if paying by bank transfer
⚑
Rates Checked Hourly

Collected from each provider's own platform

πŸ›‘οΈ
Licences Checked

Register details on each provider page

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Ranked by Payout

Sorted by what your recipient gets

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CheckRate compares rates only. Click a provider to send money on their platform. Rates are the latest checked and may have changed since. Always confirm the final amount on the provider's app before sending.

Corridors Both Support

Taptap Send vs Remitly: Full Comparison

Taptap Send logo

Taptap Send

Remitly logo

Remitly

Founded

2018

2011

Headquarters

Not checked

Seattle, US

Fee model

No transfer fee in CheckRate's records

Fee varies by route, from none up to 6.99 CAD in CheckRate's records

Speed

Under 2 minutes for 95% of Nigeria transfers, by Taptap Send's own figure

Not measured by CheckRate; the app shows an estimate before you pay

Sending currencies

CAD, GBP, USD, EUR

CAD, GBP, USD, EUR

Destinations

NGN, GHS, KES, UGX, RWF, XAF, XOF, ZAR, SLE, ZMW, INR, PKR

NGN, GHS, KES, UGX, RWF, XAF, XOF, ZAR, SLE, ZMW, TND, INR, PKR

Delivery methods

Nigeria: bank transfer to 24 institutions, including OPay, PalmPay, Moniepoint and Kuda, Ghana: MTN Mobile Money, AirtelTigo Money, Telecel Cash, Zeepay and any bank account, Kenya: M-PESA, Airtel Money, bank accounts, Paybill and Till numbers, South Africa: bank accounts only

Nigeria: bank deposit, cash pickup and mobile wallet, Ghana: cash pickup, bank deposit and mobile wallet, Kenya: M-Pesa, Airtel Money, Equitel, bank deposit and cash pickup, South Africa: bank deposit and cash pickup

Regulation

Canada: Taptap Send Payments Canada Inc., FINTRAC M21060579, on the Bank of Canada PSP register; UK: Taptap Send UK Limited, FCA FRN 900842 (authorised e-money institution); US: TapTap Send Payments Co., NMLS 2108069, 48 active state licences or registrations

Canada: Remitly Canada, Inc., FINTRAC M15481516, on the Bank of Canada PSP register; UK: Remitly U.K., Ltd, FCA FRN 1047222 (authorised e-money institution); US: Remitly, Inc. is listed in FinCEN's money services business search

Pros: Head to Head

Taptap Send logo

Taptap Send

  • Highest standard rate on 74 of 75 days for GBP to RWF in CheckRate's records (13 June to 11 October 2026)
  • Highest on 65 to 67 of 68 days for CAD, USD and EUR to INR
  • Tracked on twelve destination currencies, from naira to Pakistani rupees
  • Lists OPay, PalmPay, Moniepoint and Kuda for Nigeria, and M-PESA Paybill and Till for Kenya
  • Registered in Canada, authorised in the UK and 48 active US state licences or registrations
Remitly logo

Remitly

  • Paid the euro peg rate on every day for EUR to XAF and XOF in CheckRate's records (13 June to 11 October 2026)
  • Highest standard rate on 60 of 75 days for CAD to SLE and 59 of 75 for GBP to XOF
  • Tracked on thirteen destination currencies
  • Lists cash pickup in Nigeria, Ghana, Kenya and South Africa
  • First-transfer promotional rate for new customers, shown separately on CheckRate

The Verdict: Taptap Send vs Remitly

There is no single answer. In CheckRate's records the provider with the highest rate differs from route to route and changes over time, and fees differ by route. The licence details above are what we found on the regulators' registers in October 2026.

Compare the estimated amount received for your route and amount on the day you send, then confirm the final figure in the provider's app before you pay.

Compare live rates now

Taptap Send vs Remitly: FAQ

Is Taptap Send or Remitly better for sending money?

It depends on the route and the day. In CheckRate's records the provider with the highest rate changes from route to route and from day to day, and a transfer fee can change the order. Compare their estimated amounts received for your route on the day you send.

Does Taptap Send or Remitly charge fees?

Taptap Send: No transfer fee in CheckRate's records; the cost is in the exchange rate. Remitly: Fee varies by route, from none up to 6.99 CAD in CheckRate's records; the rest of the cost is in the exchange rate. The estimated amount received on CheckRate already accounts for the fee we have on record and the exchange rate.

Which is faster: Taptap Send or Remitly?

Taptap Send: Under 2 minutes for 95% of Nigeria transfers, by Taptap Send's own figure. Remitly: Not measured by CheckRate; the app shows an estimate before you pay. CheckRate does not measure delivery times, and each provider shows its own estimate before you pay.

Are Taptap Send and Remitly regulated?

What we found on the regulators' registers (9 to 11 October 2026). Taptap Send: Canada: Taptap Send Payments Canada Inc., FINTRAC M21060579, on the Bank of Canada PSP register; UK: Taptap Send UK Limited, FCA FRN 900842 (authorised e-money institution); US: TapTap Send Payments Co., NMLS 2108069, 48 active state licences or registrations. Remitly: Canada: Remitly Canada, Inc., FINTRAC M15481516, on the Bank of Canada PSP register; UK: Remitly U.K., Ltd, FCA FRN 1047222 (authorised e-money institution); US: Remitly, Inc. is listed in FinCEN's money services business search. Registration is not deposit insurance.

Full Provider Reviews

Rates shown are fetched from provider platforms and updated approximately every hour. They are for comparison purposes only and are not guaranteed at the time of transfer. CheckRate is not paid by these providers, and our links go to their public websites. See our rate methodology for details.