Pesa Review 2026
A money transfer app that often had the highest naira and cedi rates in CheckRate's records.
Read customer reviews on Trustpilot ↗Pesa Rate Today: Live Comparison
How does Pesa compare right now? The table below shows all providers for your selected corridor, sorted by estimated receive amount.
CAD →NGN
Amount: 100 CAD · 8 providers compared
Rates Checked Hourly
Collected from each provider's own platform
Licences Checked
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Ranked by Payout
Sorted by what your recipient gets
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CheckRate compares rates only. Click a provider to send money on their platform. Rates are the latest checked and may have changed since. Always confirm the final amount on the provider's app before sending.
Pesa Overview
Pesa (Pesapeer) sends money from Canada, the UK, the US and Europe to Nigeria, Ghana, Kenya and South Africa, plus Canada to the Central African CFA franc. It pays to bank accounts or mobile wallets, and its rates showed no separate transfer fee in our records.
In our records Pesa had the highest standard rate on most days for several large routes: US dollars to naira (73 of 75 days), pounds to naira (50 of 75), and US dollars and euros to cedis (75 of 75). Pesapeer is registered in Canada and authorised in the UK, and Pesapeer Payments LLC is listed in FinCEN's money services business search.
Speed
Not measured by CheckRate; the app shows an estimate before you pay
Fee model
No transfer fee in CheckRate's records
Is Pesa Safe? Regulation & Trust
What we found on the regulators' own registers (checked 9 to 11 October 2026). Registration is not deposit insurance.
- Canada: Pesapeer Inc., FINTRAC M20300281, on the Bank of Canada PSP register
- UK: Pesapeer Payments Limited, FCA FRN 931425 (authorised e-money institution)
- US: Pesapeer Payments LLC is listed in FinCEN's MSB search; Pesa gives NMLS ID 2796311 (state licences not checked by CheckRate)
Pesa Pros and Cons
Pros
- Highest standard rate on 73 of 75 days for USD to NGN in CheckRate's records (13 June to 11 October 2026)
- Highest on 75 of 75 days for USD and EUR to GHS, and 70 of 75 for GBP to GHS
- No separate transfer fee in our records
- Registered in Canada and authorised by the FCA in the UK
Cons
- Fewer destinations than Taptap Send, LemFi or Remitly
- CheckRate has not checked its US state licences
Pesa: Supported Corridors
The sending and destination currencies CheckRate tracks for Pesa. Not every pair is available; each corridor page shows which providers have a rate today.
Frequently Asked Questions about Pesa
Is Pesa regulated?
When we checked (9 to 11 October 2026): Pesapeer Inc. is registered with FINTRAC (M20300281) and on the Bank of Canada's payment service provider register; Pesapeer Payments Limited is an FCA authorised electronic money institution (FRN 931425); and Pesapeer Payments LLC is listed in FinCEN's money services business search. Pesa's site gives NMLS ID 2796311; we have not checked its state licences.
How often does Pesa have the highest rate?
Between 13 June and 11 October 2026 Pesa had the highest standard rate on 73 of 75 days for US dollars to naira, 50 of 75 for pounds to naira, 43 of 75 for Canadian dollars to naira and every day for US dollars and euros to cedis. The leader changes, so compare on the day you send.
Does Pesa charge a transfer fee?
Its rates showed no separate transfer fee in CheckRate's records. The cost is in the exchange rate, so compare the estimated amount received.
Compare Pesa Against Others
This review is produced by the CheckRate editorial team and updated regularly. Rates shown are fetched from Pesa's platform and are for comparison purposes only, they are not guaranteed and may differ at the time of transfer. CheckRate is not paid by Pesa or any other provider, and our links go to their public websites. See our rate methodology for details.