Wise vs WorldRemit: Which Pays More in 2026?
Live rate comparison for African diaspora corridors. Both providers compared side by side, sorted by who delivers the most to your family.
Wise vs WorldRemit: Live Rate Today
Select your corridor below. Both Wise and WorldRemit appear in the table along with all other providers, so you can see exactly how they compare right now.
CAD →NGN
Amount: 100 CAD · 8 providers compared
Remitbee
🎁 New User Rate1,007.34 NGN/CADRecipient gets
95,733.65
NGN
Rates Checked Hourly
Collected from each provider's own platform
Licences Checked
Register details on each provider page
Ranked by Payout
Sorted by what your recipient gets
Zero Sign-Up Required
Free to use, no account needed
CheckRate compares rates only. Click a provider to send money on their platform. Rates are the latest checked and may have changed since. Always confirm the final amount on the provider's app before sending.
Corridors Both Support
Wise vs WorldRemit: Full Comparison
Wise
WorldRemit
Founded
2011
2010
Headquarters
London, UK
London, UK
Fee model
Mid-market rate plus a fee shown at checkout
Fee on several routes, up to 4.99 CAD in CheckRate's records
Speed
Not measured by CheckRate; the app shows an estimate before you pay
Not measured by CheckRate; the app shows an estimate before you pay
Sending currencies
CAD, GBP, USD, EUR
CAD, GBP, USD, EUR
Destinations
NGN, GHS, KES, XAF, ZAR, SLE, INR, PKR
NGN, GHS, ZAR, INR, PKR
Delivery methods
Shown in the Wise app for each destination
South Africa: bank transfer, cash pickup, mobile money and airtime, Kenya: M-Pesa, Airtel and Equitel, plus bank and cash pickup
Regulation
Canada: Wise Payments Canada Inc., FINTRAC M15193392, on the Bank of Canada PSP register; Other countries: check the regulator named on Wise's own legal page; CheckRate has not yet checked those registers
Canada: WorldRemit Inc., FINTRAC M11556765, on the Bank of Canada PSP register; UK: WorldRemit Ltd, FCA FRN 900891 (authorised e-money institution); US: WorldRemit Corp., NMLS 1179663, 54 active state licences
Pros: Head to Head
Wise
- Uses the mid-market rate, with the fee shown separately
- Fee taken from Wise's public price list, so the table can work out the amount received
- Registered in Canada with FINTRAC and on the Bank of Canada PSP register
WorldRemit
- Highest standard rate on 68 of 68 recorded days for GBP to PKR in CheckRate's records (13 June to 11 October 2026)
- Lists cash pickup and mobile money in several countries
- Registered in Canada, authorised in the UK and 54 active US state licences
The Verdict: Wise vs WorldRemit
There is no single answer. In CheckRate's records the provider with the highest rate differs from route to route and changes over time, and fees differ by route. The licence details above are what we found on the regulators' registers in October 2026.
Compare the estimated amount received for your route and amount on the day you send, then confirm the final figure in the provider's app before you pay.
Compare live rates nowWise vs WorldRemit: FAQ
Is Wise or WorldRemit better for sending money?
It depends on the route and the day. In CheckRate's records the provider with the highest rate changes from route to route and from day to day, and a transfer fee can change the order. Compare their estimated amounts received for your route on the day you send.
Does Wise or WorldRemit charge fees?
Wise: Mid-market rate plus a fee shown at checkout. WorldRemit: Fee on several routes, up to 4.99 CAD in CheckRate's records; the rest of the cost is in the exchange rate. The estimated amount received on CheckRate already accounts for the fee we have on record and the exchange rate.
Which is faster: Wise or WorldRemit?
Wise: Not measured by CheckRate; the app shows an estimate before you pay. WorldRemit: Not measured by CheckRate; the app shows an estimate before you pay. CheckRate does not measure delivery times, and each provider shows its own estimate before you pay.
Are Wise and WorldRemit regulated?
What we found on the regulators' registers (9 to 11 October 2026). Wise: Canada: Wise Payments Canada Inc., FINTRAC M15193392, on the Bank of Canada PSP register; Other countries: check the regulator named on Wise's own legal page; CheckRate has not yet checked those registers. WorldRemit: Canada: WorldRemit Inc., FINTRAC M11556765, on the Bank of Canada PSP register; UK: WorldRemit Ltd, FCA FRN 900891 (authorised e-money institution); US: WorldRemit Corp., NMLS 1179663, 54 active state licences. Registration is not deposit insurance.
Full Provider Reviews
Rates shown are fetched from provider platforms and updated approximately every hour. They are for comparison purposes only and are not guaranteed at the time of transfer. CheckRate is not paid by these providers, and our links go to their public websites. See our rate methodology for details.